|>>|| No. 6840
A long time ago, either 2010 or 2011, my overdraft reached something like £2k and my bank closed the account and asked for all the money back. Due to other issues (depression and attempted suicides), I got sectioned. I came out and got sectioned again, and never really held a "real job". I did odd jobs for cash-in-hand jobs (window cleaning, etc).
The bank and then some debt collectors have obviously been sending letters to my mum's house (where I used to live), and I was not really aware. Anyway, today a letter came around from the debt collectors at my current address, and they are still asking for the money. I wanted to call them up and tell them I can't really pay, but I can pay them something like a tenner a week or something. My room-mate convinced me that it is a scam and that they can't chase me for money after a certain amount of time.
I can't go to my mum's house to get the letters because of our relationship issues (I have not seen her since 2011, but I have spoken to her on the phone).
What should I do? Call up the debt collectors and offer a tenner or something? How long can they chase me? Forever? How did they even find my new address?