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>> No. 4996 Anonymous
29th January 2020
Wednesday 10:42 pm
/fat/4996 Quitting Smoking
I'm going to attempt to quit smoking and was wondering if any of you had tips or experiences to share? We did have a thread a few years back but it seems to have disappeared from the catalogue, though from what I remember Allen Carr's book was highly recommended.

My stats if they help put things into context:
7 a day on weekdays, 4 on weekends. 9 years of smoking.

The discrepancy on the weekdays is that I have a work routine of smoking during my breaks. There's a question there of what I'm supposed to do if I'm not smoking.
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>> No. 5088 Anonymous
16th February 2020
Sunday 2:19 pm
5088 spacer
I stopped smoking about the time of this thread starting. I was wheezing away with a chest infection outside in the cold and rain puffing away furiously on a pipe and I had a 'what the fuck am I doing?' Moment.

I am definitely still getting the itch but the fact that i was pretentious enough to smoke aromatic pipe tobacco means I'd have to go out my way to acquire more helps.

Might resort to vaping but for now I am alright.
>> No. 5089 Anonymous
16th February 2020
Sunday 5:08 pm
5089 spacer
Alan Carr's book is really working so far. I'm not even sure there is much "method" to it, what has really hit home is a section early-on where he just highlights the whole absurdity of it in terms other than health.

The example that if the shop doesn't have your brand you will still buy a shit brand that tastes awful to you is something I've never thought about. Made me feel like one those people who crack open the fag bins for ends.
>> No. 5090 Anonymous
16th February 2020
Sunday 5:27 pm
5090 spacer
>>5089
Not sure there is much of a method to it - it's just pleasant repetition of things you already know and agree to. It's a clever book, but there isn't a great deal to it.
>> No. 5091 Anonymous
16th February 2020
Sunday 6:19 pm
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>>5088

Vaping is more or less the same thing as smoking flavoured pipe tobacco, honestly. Even the way the inhale feels is far less like a cigarette and more like a good wide bowled pipe.

You'd probably take a shine to it if you tried. Maybe get some zero-nicotine flavours to try.
>> No. 5172 Anonymous
6th May 2020
Wednesday 7:41 pm
5172 spacer
This won't work for everyone but I found that just seeing how long I could go without one helped. At 9 months now and I'm so determined not to ruin my streak that I haven't been tempted to have one since I quit.

Cutting back on boozing also really helped

Good luck bigman

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>> No. 24668 Anonymous
5th May 2020
Tuesday 10:04 pm
/news/24668 spacer
Water buffalo kills man and injures two others in south Wales

A 57-year-old man has died and two people have been injured after being attacked by a water buffalo in Monmouthshire in south-east Wales, police have said.

The man was pronounced dead at the scene on a farm near the town of Usk, while a 19-year-old man was taken to hospital with critical injuries and a 22-year-old woman sustained a serious leg wound. The buffalo was put down.


https://www.theguardian.com/uk-news/2020/may/05/water-buffalo-kills-man-and-injures-two-others-in-south-wales

Now I'm not a farmer or a soap manufacturer, but farming water buffalo for soap seems a bit... odd?
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>> No. 24671 Anonymous
5th May 2020
Tuesday 10:19 pm
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Probably just a misunderstanding after seeing how they made soap from women's fat in Fight Club and spotting your mum near a zoo.
>> No. 24699 Anonymous
6th May 2020
Wednesday 6:49 pm
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Its made from their fat.
After it's been processed it'll be completely identical to soap made from beef tallow, but given the niche nature of farming buffalo in this country, there's probably a lot more money to be made from selling value added products like soaps and leather and horns, than there is in just selling the meat alone.

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>> No. 12369 Anonymous
6th May 2020
Wednesday 5:27 pm
/beat/12369 Florian Schneider
Goodnight sweet prince. Founder of Kraftwerk, composer and influencer of nearly all the electronic music.


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>> No. 12370 Anonymous
6th May 2020
Wednesday 5:29 pm
12370 Autobahn
The long version is the best. 1974.


>> No. 12371 Anonymous
6th May 2020
Wednesday 5:29 pm
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Just outstanding.



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>> No. 7854 Anonymous
12th April 2020
Sunday 2:54 pm
/£$€¥/7854 spacer
Lads, what platform do you think offers the best deal for a Stocks and Shares ISA? I know that's a complicated question, but it's actually the reason I thought I'd get your second opinion.

I've been using HL for my long-term investments through a lifetime ISA. I can't quibble - for leaving my money in funds it's magic but, what I've noticed is the sizeable discounts attached to certain transactions when using the platform which complicates shopping around. Essentially as the big guys they can shave a considerable amount of money off investing - often to zero. However, there are many smaller platforms that on the face of it seem to offer better terms.

My situation is mundane, it's a new tax year so I'm thinking about opening a second stocks and shares ISA for my Christmas and language learning savings. My logic being that an ordinary cash ISA is a waste of everyone's time for the foreseeable future. I've been looking at using Interactive Investor as they come recommended online and you get investor credit every month to save on trading (should limit my temptation to dick around). That said, I've only ever used HL and don't want to get stuck with a platform that is a complete ballache for what will be limited profits.
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>> No. 7860 Anonymous
3rd May 2020
Sunday 11:51 am
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>>7859
Their raison d'être is that they don't charge any fees, hence the name.
>> No. 7861 Anonymous
3rd May 2020
Sunday 12:18 pm
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>>7860
How magnanimous!
>> No. 7862 Anonymous
5th May 2020
Tuesday 1:44 am
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>>7854
I got blind-sided by the shiny app Wealthify provides and sunk in £10k. I've since shut down my account with them (or tried to... they are like herpes) because they made more in fees for themselves than I earned in the two years I had the account. It is a S&S ISA, so performance (and hence your experience) will vary. To me they are a poster child for making it easy to sign up but a pain in the arse to get rid off. If you pick the right plan/level of risk that works for you they may be acceptable but I can't really recommend them.
>> No. 7863 Anonymous
5th May 2020
Tuesday 4:37 pm
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>>7862
>I've since shut down my account with them (or tried to... they are like herpes) because they made more in fees for themselves than I earned in the two years I had the account.

It seems a bit strange to blame Wealthify for the massive drop in the stock markets.
>> No. 7864 Anonymous
5th May 2020
Tuesday 11:24 pm
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>>7863
There was no major down turn in the time I held the account. I did pick the lowest risk investment idea, but their fees turned the meager gains into de-facto losses. Almost. They charged a fee to do better and basically did not. That's fair game, but disentangling myself from them. That's where I take issue.

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>> No. 22563 Anonymous ## Mod ##
7th December 2018
Friday 11:41 am
/e/22563 Discord Game Server Stickied
So, lets shift focus a bit. We have a Discord now, so we have a place to organise playing games with each other as well as shitpost.

https://discord.gg/QGCyRdV This is permanent invite link, so you can come and go as you please with no hassle.
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>> No. 23592 Anonymous
25th April 2020
Saturday 1:54 pm
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Working link: https://discord.gg/SCN3E56
>> No. 23631 Anonymous
5th May 2020
Tuesday 10:54 am
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Talking Discord briefly; do server admind and mods see IP addresses and other metadata? Can they see what time members log in and out of the server, even when they don't talk?
>> No. 23633 Anonymous
5th May 2020
Tuesday 1:10 pm
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>>23631
>do server admind and mods see IP addresses and other metadata?
No.
>Can they see what time members log in and out of the server, even when they don't talk?
Typically yes, everyone can. Most servers have automatic welcome messages and some also have automatic farewell messages which show when users enter or leave (but not come online/offline). The gs one doesn't have that, at least not one that's visible to users right now.
>> No. 23635 Anonymous
5th May 2020
Tuesday 1:12 pm
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>>23633
That's what they want you to think. because it is true

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>> No. 65359 Billbob
5th May 2020
Tuesday 11:25 am
/iq/65359 spacer
>yep, that's me in the middle and you're probably wondering how i got here

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>> No. 89591 Anonymous
28th April 2020
Tuesday 8:58 am
/pol/89591 spacer
10 years ago today, lads. The day Cyclops threw the election.

It was a simpler time, a better time.
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>> No. 89688 Anonymous
3rd May 2020
Sunday 12:24 pm
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>>89685
>It's really quite baffling they never thought of it sooner.
https://en.wikipedia.org/wiki/History_of_slavery
>> No. 89689 Anonymous
3rd May 2020
Sunday 12:29 pm
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Romania retains a lot of its communist governmental inefficiencies, so it's easy to see why it's stagnant. Pair that with less social freedoms and it doesn't seem a very appealing place, especially when you can easily move to a 'better' nation.

It's not neo-colonial or unethical to offer a better deal. Romania could improve itself for the betterment of its people but it isn't. A country can fuck its own people over much more than 'the big bad rich ones'.
>> No. 89690 Anonymous
3rd May 2020
Sunday 1:33 pm
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>>89689
It's a bit hard for the country to improve with such a massive brain drain.
>> No. 89691 Anonymous
3rd May 2020
Sunday 3:45 pm
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>>89687

>you do realise that the British student finance system has no obligation to continue payment once you move abroad?

I don't realise that, because it's not true. You still owe the SLC money and you're obliged to return an Overseas Income Assessment Form if you leave the country for more than three months. The SLC has information-sharing agreements with many European governments and while they have limited ability to enforce repayments in many countries, they can and will pursue you if you ever return to the UK.
>> No. 89697 Anonymous
4th May 2020
Monday 4:45 pm
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How time flies.

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>> No. 5165 Anonymous
3rd May 2020
Sunday 11:42 am
/fat/5165 spacer
Do you think this wooden beam is secure enough to do pull ups from?
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>> No. 5167 Anonymous
3rd May 2020
Sunday 11:48 am
5167 spacer
>>5166
It does not go through.

Cheers thought as much. Used to hang a punch bag off it.
>> No. 5168 Anonymous
3rd May 2020
Sunday 11:50 am
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>>5167
If it does NOT go through, I would be a bit more careful hanging off it then. Is it just the garage door mounting?
>> No. 5169 Anonymous
3rd May 2020
Sunday 12:23 pm
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I don't know about "sturdy enough", but it looks too tall and not being about to move your wrists seems like a pain in the arse when doing pull ups, but I'm no expert.
>> No. 5170 Anonymous
3rd May 2020
Sunday 1:08 pm
5170 spacer
>>5168

Drat.

Yeah just the mounting.
>> No. 5171 Anonymous
3rd May 2020
Sunday 4:02 pm
5171 spacer
>>5167
The wooden beam itself is easily strong enough to take your weight as long as it's not rotten.
If it doesn't go "through" the walls, it's hard to see what else is holding it up. It looks like it's physically resting on top of the breeze-blocks on the right hand side and is mortared in, I'd assume it's fitted the same on the left hand side with some plasterwork just boxing it in.
So as long as it's more than a couple of inches inside the blockwork it'll easily hold your weight.

As others have said though the biggest problem is being comfortable holding it. If you can get one, I'd try and find one of those over-door-frame pull up bars, and perhaps bodge it a little to mount onto that beam.

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>> No. 65338 Searchfag
2nd May 2020
Saturday 6:56 pm
/iq/65338 spacer
what the hell happened?
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>> No. 65342 Ambulancelad
2nd May 2020
Saturday 8:58 pm
65342 spacer
>>65339
Come on lad.
>> No. 65343 Anonymous
3rd May 2020
Sunday 1:05 am
65343 spacer
>>65338

the great migration to r/britfa has begun! itz!
>> No. 65344 Anonymous
3rd May 2020
Sunday 7:12 am
65344 spacer
>>65338
You looked for a page that doesn't exist?
>> No. 65348 Ambulancelad
3rd May 2020
Sunday 12:46 pm
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>>65344
It's a 50x, not a 40x. That (in theory) means something went wrong in trying to fetch the resource, not that it didn't exist.
>> No. 65349 Crabkiller
3rd May 2020
Sunday 1:27 pm
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I saw the same page this morning for the URL

http://britfa.gs/sfw/

which is the same one I'm on now.

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>> No. 7088 Anonymous
27th April 2020
Monday 10:55 am
/lit/7088 spacer
If you had to pick 10 books (or series) that everyone should read at least once in their lifetime what would they be?

Pic unrelated.
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>> No. 7127 Anonymous
30th April 2020
Thursday 8:43 am
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>>7126
Alright there, Keith
>> No. 7128 Anonymous
30th April 2020
Thursday 8:53 am
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>>7127
Gone too soon.
>> No. 7129 Anonymous
3rd May 2020
Sunday 7:55 am
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>>7125
It's a fascinating book. I live in an area of Hampshire that is surrounded by MOD land - they own tons of the place (and give it to eco warriors to manage when they're not using it).
>> No. 7130 Anonymous
3rd May 2020
Sunday 9:24 am
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>>7126

>Technological Slavery - Theodore J. Kaczynski

You're on a list now.
>> No. 7131 Anonymous
3rd May 2020
Sunday 9:29 am
7131 spacer
>>7130
I remember reading it at the time it was published - if you didn't know who the writing was by, and what he was up to, it's actually well written.

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>> No. 65286 Crabkiller
17th April 2020
Friday 11:22 am
/iq/65286 spacer
oi lads why wasn't you lot clappin' last night fer are tommeh' he raised 15 billion for are en aych ess also i saw one of yous going to the laplander shop for some fags not essential now is it ive reported you to facebook discraceful stay home save lifes clap for are boys an are en aych ess also fuck five gee an all karen was tellin' me it causes corona and canser burn it all down
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>> No. 65293 Anonymous
17th April 2020
Friday 6:06 pm
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>>65286
I BET HE DIDN'T EVEN MAKE THE FUCKING PAGE I RECKON HES A WRONGUN
>> No. 65347 Ambulancelad
3rd May 2020
Sunday 8:22 am
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>>65286

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>> No. 65327 Anonymous
25th April 2020
Saturday 8:09 pm
/iq/65327 spacer
Oscar's orchestra was shit and I'm prepared to argue on the internet with anyone who says otherwise. Fucking come at me.
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>> No. 65328 Billbob
25th April 2020
Saturday 9:29 pm
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>>65327
I can't tell if I remember this cartoon or not.
>> No. 65329 Billbob
25th April 2020
Saturday 9:57 pm
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>>65328
The plot was that the bad guy hated music and was leading a genocide of musical instruments, who were all sentient beings, so the piano would fly around and stop him. Anyways it was shit.
>> No. 65345 Ambulancelad
3rd May 2020
Sunday 8:04 am
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>>65327
WHAT ARE YOU TALKING ABOUT
>> No. 65346 Paedofag
3rd May 2020
Sunday 8:21 am
65346 spacer
>>65345
Oscar's orchestra.

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>> No. 4947 Anonymous
30th April 2020
Thursday 10:27 pm
/boo/4947 Epstein
How have we not had a thread about this chap yet? Is it really just because of that one guy on /lab/ getting touchy about it? Or the Prince Andrew connection? The conspiracy behind the conspiracy is always the real killer.

I mean, he's "dead" now so it's not even like we need to worry about libel or whatever.

Let me give you my three theories in order from most plausible to least plausible:

1. The "well-meaning individuals" who are desperate to see a connection to Mossad have spoiled the fun for everyone. Are there a lot of circumstantial connections? Yes. Might investigating it lead to uncovering more shit in the same vein? Yes. Is child sex-trafficking something that was made up by "da joos" and wouldn't otherwise exist? Obviously not. This would have gotten more attention if not for those guys ruining everything.

2. Many/most billionaires are doing what this guy did or something so close to it to be functionally the same thing. Maybe they only have "barely" 18-year-old masseuses in the white countries but even that is just wishful thinking tbh. Outside of the west this would have barely made the news and even within the west a man in his 50s doing exactly the same thing with vulnerable 19-year-olds would have just been "business as usual" for the powers that be.

3. He isn't dead.

Thoughts?
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>> No. 4961 Anonymous
2nd May 2020
Saturday 8:31 am
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>>/news/19943
>> No. 4962 Anonymous
2nd May 2020
Saturday 9:18 am
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>>4960
Make like Epstein and shut up, FOB freak.

>>4961
Thanks, man, I was sleeping.
>> No. 4963 Anonymous
2nd May 2020
Saturday 10:41 am
4963 spacer
>>4961
Who checks the other boards? Ffs. You're right but only on a technicality.
>> No. 4964 Anonymous
2nd May 2020
Saturday 12:05 pm
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>>4963
Lurk more.
>> No. 4965 Anonymous
2nd May 2020
Saturday 3:34 pm
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>>4956

Email westwood@gmail.com and let him know your batty is bare ready for his "shotgun". He'll understand the codewords and you'll get bummed the next time you dare take a middle class ramble through Kennington.

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>> No. 436502 Anonymous
29th April 2020
Wednesday 12:21 pm
/b/436502 spacer
Do I want a pet?

I'm being nagged for a pet (cat) but I don't really have strong feelings either way on this. I didn't grow up in a household with pets, other than a crazy hamster and a rabbit when I was little. When I was young I used to fantasise that when I grew up I'd have a room in my house full of chipmunks.

Tell me about your pets.
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>> No. 436541 Anonymous
30th April 2020
Thursday 5:06 pm
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>>436538
"Dookie" what the fuck is this, you a yanklad?

>cats try to avoid doing that as long as possible.
>They have a sense of when a toilet is badly kept.
When I was a young child we had a cat that would shit behind the sofa, in the space between the washing machine and the wall, etc. It had a well-maintained litter tray and a catflap, the fucker spent a lot of time outside so it wasn't lacking choice when it came to shitting location. The other cat we had, the mum, was always well behaved. Some mothers do have 'em, eh?
>> No. 436543 Anonymous
30th April 2020
Thursday 6:23 pm
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>>436538 Dogs will shit up your place, indisciminately,

This has not been my experience of dog ownership, after the first couple of months.
He's crapped indoors once, and was clearly in distress, poor boy.
Cats also leave eviscerated creatures all over the place. Dogs just leave eviscerated toys - I know which I'd rather tread on in the dark.
>> No. 436544 Anonymous
30th April 2020
Thursday 6:31 pm
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>>436541

>behind the sofa, in the space between the washing machine and the wall

Our cat only gave up her bathroom etiquette when it came to vomiting, which could occur anywhere and anytime. Of course with cats you have a few seconds' warning and they'll do that weird noise for a bit when they start to retch before anything comes out, so there's still time to push them a few inches to the side so they won't throw up on your rug. But what was really annoying was when you went into the kitchen in the morning and stepped into a pile of cat sick in the middle of the kitchen floor that was left there for you during the night.
>> No. 436546 Anonymous
30th April 2020
Thursday 7:16 pm
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>>436508
>Why you snitchin', bro?
Laddo here thinks he can namefag his cats and get away with it. Not on my britfa!
>> No. 436567 Anonymous
1st May 2020
Friday 6:53 pm
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>>436509
Is that you JeffMinterLad?

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>> No. 65334 Crabkiller
28th April 2020
Tuesday 7:19 pm
/iq/65334 This film spaffs all over Greta's tits

https://www.youtube.com/watch?v=Zk11vI-7czE

(A good day to you Sir!)
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>> No. 65335 Searchfag
28th April 2020
Tuesday 8:05 pm
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has she even got any?
>> No. 65336 Auntiefucker
30th April 2020
Thursday 7:05 pm
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>> No. 65337 Are Moaty
1st May 2020
Friday 1:47 am
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>>65336

left

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>> No. 24515 Anonymous
30th April 2020
Thursday 1:46 pm
/news/24515 spacer
This is it, we've reached peak Grauniad.

https://www.theguardian.com/politics/2020/apr/29/starmer-kills-raab-with-kindness-in-pmqs
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>> No. 24526 Anonymous
30th April 2020
Thursday 6:06 pm
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>>24524
I don't think I've ever seen anyone with a more punchable face than Sean Penn.
>> No. 24528 Anonymous
30th April 2020
Thursday 6:11 pm
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Shut the fuck up, you babies, Jesus.

Who the fuck gives a shit about some daft opinion piece from five fucking years ago? Imagine reading the fucking opinion section of a newspaper, let alone the stuff from half a decade ago? Imagine being that fucking retarded. Enough time has elapsed since it was published for the entire Second World War in Europe to have taken place. Why are you posting this shit?
>> No. 24529 Anonymous
30th April 2020
Thursday 6:29 pm
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>>24528
Calm down, lad. Go for a wank.
>> No. 24538 Anonymous
30th April 2020
Thursday 8:17 pm
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>>24524
>regardless of their pre-existing schedules
So Gordon was always so miserable because the Fat Controller kept giving him jobs when he had planned to go pick up the kids from his ex who has moved in with a big black engine on the mainland?
>> No. 24544 Anonymous
30th April 2020
Thursday 10:23 pm
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I'm sad enough to have watched this week's PMQs and it was indeed unsettling. This wasn't exclusive to Starmer though, everyone was being nice and completely uninteresting like I was watching a Lord's debate about some minor B road construction. The issue is that there's no public interest in soundbites at the moment and you don't mudsling during a national crisis.

Only interesting thing was getting another look at Ian Blackford's football memorabilia.

>As you would expect when a top QC finds himself up against a rather out-of-his-depth country conveyancing solicitor.

Awfully elitist for the Guardian.

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>> No. 23617 Anonymous
30th April 2020
Thursday 11:58 am
/e/23617 Serena Williams among stars to compete in Mario Tennis tournament
https://www.bbc.com/news/technology-52481838

Any day now I'm going to wake up from this coma and find that we didn't leave the EU, Donald Trump has nothing to do with politics, and Serena Williams is not competing in a fucking Mario Tennis tournament on Twitch.
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>> No. 23618 Anonymous
30th April 2020
Thursday 5:07 pm
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What in God's name is your problem with this, lad? They can't play real tennis so they are doing something cute and fun during lockdown to keep us all entertained.
>> No. 23619 Anonymous
30th April 2020
Thursday 5:23 pm
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>>23618
I'm with you. Serena Williams competing in Mario Tennis is every kind of awesome. I hope she's good.
>> No. 23620 Anonymous
30th April 2020
Thursday 6:32 pm
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>>23618
I don't have a problem with it at all. I think it's hilarious, frankly. I would just never have thought it possible, that's all.
>> No. 23621 Anonymous
30th April 2020
Thursday 6:38 pm
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Monkey tennis?

I'll see myself out.

(A good day to you Sir!)
>> No. 23622 Anonymous
30th April 2020
Thursday 7:15 pm
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>>23621
Please do.

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>> No. 24429 Anonymous
25th April 2020
Saturday 12:31 pm
/news/24429 spacer
She's our only hope.
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>> No. 24453 Anonymous
26th April 2020
Sunday 12:59 am
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>>24447

If you say so mate. I don't see it, she looks okay to me. Different strokes innit.
>> No. 24454 Anonymous
26th April 2020
Sunday 2:59 am
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Would. She reminds me of the Borg Queen.
>> No. 24484 Anonymous
27th April 2020
Monday 10:41 pm
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would slam

(A good day to you Sir!)
>> No. 24508 Anonymous
29th April 2020
Wednesday 12:41 pm
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>>24447
>>24453
I had a mate tell me she was a beauty just the other day. I have no standards to speak of and often pick the weird-looking ones but on this occasion I really can't see it at all - she's not ugly by any means, just thoroughly plain.
>> No. 24509 Anonymous
29th April 2020
Wednesday 12:59 pm
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>>24508

She looks like she'd be dirty.

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>> No. 89592 Anonymous
28th April 2020
Tuesday 12:59 pm
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Is the tax system in this country a load of smoke and mirrors?

I am a basic rate taxpayer. If I earn an extra £1 then 20p is deducted in income tax, 12p is deducted in national insurance and 9p is deducted for my student loan = 41p is deducted and I receive 59p.

If I was a higher rate taxpayer without a student loan then if I earn an extra £1 then 40p is deducted in income tax and 2p is deducted in national insurance = 42p is deducted and I receive 58p.

That's a difference of 1p. I know there's pitfalls such as the child benefit tax charge and losing your personal allowance over £100,000 but there's also a lot more tax planning opportunities available to them. I don't get why pensioners don't pay national insurance either.

It seems like there's a lot of fannying around at play that they get away with because most people don't understand the basics of personal finance.
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>> No. 89596 Anonymous
28th April 2020
Tuesday 1:31 pm
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I don't earn enough to pay income tax, so mine is easy to calculate: for every £1 I earn I get £1.
>> No. 89597 Anonymous
28th April 2020
Tuesday 1:40 pm
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>> No. 89598 Anonymous
28th April 2020
Tuesday 1:59 pm
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If you were on the higher rate you'd have 9p taken off for your loan, so the difference for you would be 10p. Is your problem that a low rate payer (with student loan) would effectively pay the same as a high rate payer (without loan)?

The tax system isn't that complex to wrap your head around and as I understand it's like that because of how it's been done historically (to combine NI and income tax would make sense but is practically a minefield). Certainly, it's not complex enough for the misguided belief 'I won't take a raise because I'll pay more in tax'.
>> No. 89599 Anonymous
28th April 2020
Tuesday 2:17 pm
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>>89598
It was a bit of guesswork; student loans have been going for about 22 years so they won't be applicable to most over the age of 40 and people tend to have their highest earnings later in their careers, as well as that most people who are higher rate taxpayers and have a plan 1 student loan will have either paid it off or be very close to.

I know people who think the moment they reach the higher rate tax band all of their income above the personal allowance is taxed at 40%, meaning you lose money at first, which I've never understood.
>> No. 89602 Anonymous
29th April 2020
Wednesday 12:38 am
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>>89598
>'I won't take a raise because I'll pay more in tax'.
It's rare, but it's certainly possible to lose out on a raise. When the UEL and the HR threshold have been in different places, it's been possible to find yourself in a position where you pay less tax if you get a bigger raise.

I once lost out on a raise twice in the same year. Working in the NHS, I hit my anniversary and gained a point, but it took me over a pension threshold and so I ended up taking home less. A couple of months later, we got the annual 1% raise, but at the same time lost the contracting-out discount for NI. As a result, my gross salary was around £2k higher, but my take-home was around £50 a month less.

whiteline

>> No. 65330 Searchfag
27th April 2020
Monday 7:11 pm
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https://www.youtube.com/watch?v=OphWSUPISPI
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>> No. 65333 Ambulancelad
28th April 2020
Tuesday 3:53 pm
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i just download a rom and It's not too bad.

whiteline

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