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>> No. 441558 Anonymous
11th January 2021
Monday 8:46 pm
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New midweek thread: chip butty edition.

Is it even midweek? The days have all blurred into one and lost all sense of meaning.
Expand all images.
>> No. 441559 Anonymous
11th January 2021
Monday 8:47 pm
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My girlfriend is seriously considering entering one of those house raffle competitions. The location isn't actually listed on the entry page, but I'm fairly certain it's one of those new builds next to Dewsbury Rams stadium. For actual fuck's sake.
>> No. 441560 Anonymous
11th January 2021
Monday 8:50 pm
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Perhaps a controversial opinion, but oven chips in a butty I feel are far superior to even the best chippy equivalent - I haven't had one for years (haven't had oven chips for years, actually) but I really, really want one now.

I also have no fucking idea what day it is. I think it might be tuesday?
>> No. 441561 Anonymous
11th January 2021
Monday 9:07 pm
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>>441560
I'd say the issue with a chip butty from a chippy is the bread they use. Chippy chips on bread from my bread bin would be optimal for me.
>> No. 441562 Anonymous
11th January 2021
Monday 9:24 pm
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It's Monday and 'editions' is an otherplace thing. This is madness.
>> No. 441563 Anonymous
11th January 2021
Monday 9:26 pm
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>>441562

Welcome to the "new normal". It's all downhill from here.
>> No. 441564 Anonymous
11th January 2021
Monday 9:39 pm
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>>441562
>'editions' is an otherplace thing

We've been doing it for years. From a quick look in the catalogue:

>>423374
>New weekend thread. First weekend of the year edition.

>>424669
>Weekend thread: bangers and mash edition.

>>428949
>New weekend thread: Highland Toffee edition

>>431786
>New midweek thread: Let's enter Robot Wars edition.

There's no need to be a poseur and hint we should stop using one of the commonly accepted formats for this kind of thread, that has been used for years, because you've suddenly decided if other places now use it we should stop.
>> No. 441565 Anonymous
11th January 2021
Monday 9:42 pm
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>>441558
That is a tremendous looking chip butty. You've made me hungry and I'm supposed to be avoiding carbs. DAMN YOU.
>> No. 441566 Anonymous
11th January 2021
Monday 9:44 pm
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>>441564

I propose that we merge all of the threads quoted in this post into one thread.
>> No. 441567 Anonymous
11th January 2021
Monday 9:53 pm
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>>441564
I like how they're all over a period of several months in 2019 for slightly different topics.
>> No. 441568 Anonymous
11th January 2021
Monday 9:57 pm
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>>441564

To be fair, all of the examples you've cited were from 2019. I do seem to remember it going back a bit longer than that but it was almost definitely an import from the other place that was just allowed to slide. Regardless, it's hardly the most offensive thing that could leak over from there.

On the other hand there are plenty of lads on here who would happily get rid of all the "mega-threads" altogether, not just the ones that are posted on the wrong day of the week or whatever.

Personally I think the board is slow enough to warrant their use - I mean I'd rather post about Disenchantment part three in a more recent "what are you watching now" mega-thread than dig up the long dead thread from 2018 when the first part was released.
>> No. 441570 Anonymous
11th January 2021
Monday 10:07 pm
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>>441568

>it was almost definitely an import from the other place

You'd only know that if you went to the other place, and none of the rest of us do, so you're definitely imagining it, outlander.
>> No. 441571 Anonymous
11th January 2021
Monday 10:08 pm
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>>441568
Last time we went properly meta (>>420448) the consensus seemed to be that general threads are a bit shit, but the major issue is that people don't tend to create new threads otherwise so there isn't much of an alternative; they're a necessary evil to keep activity going.
>> No. 441572 Anonymous
11th January 2021
Monday 10:20 pm
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>>441570

Considering the fact that this place was originally built by britchan refugees I would wager that a fairly high percentage of the original users of this site have had exposure to the other place at some point or other.

I'd wager even higher than the majority of newer users (I do believe we get some, even if it's only very occasionally) would have found this place from there. There are the people who turn up from there other place and make a big song and dance about it but I suspect there is a small but non-zero number who find us through there, lurk for a bit, and decide they like it here and eventually more or less blend in, bringing with them things like "XYZ Edition" that eventually merge harmlessly enough with our existing board culture.

The primary crossover boards here used to be krautchan and ylilauta but I'm pretty sure we have more funchan users than you'd imagine. Do you really expect me to believe that all those Warhammerlads never ever take even a peek at /tg/?
>> No. 441575 Anonymous
11th January 2021
Monday 10:31 pm
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>>441571
>the major issue is that people don't tend to create new threads otherwise so there isn't much of an alternative; they're a necessary evil to keep activity going

I've long suspected that the common denominator on here was a shyness.
>> No. 441576 Anonymous
11th January 2021
Monday 10:37 pm
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>>441575

I think I lurked the board for about a year before I first posted because, due to the massive number of bans I saw handed out for things like minor spelling or grammar mistakes, I was convinced that I'd be permamegabanned if I ever tried to post here.

I probably didn't realise at the time that the majority were comedy or relatively short-term bans.
>> No. 441577 Anonymous
11th January 2021
Monday 10:40 pm
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>>441572

I was only joking.

If you want to really despair, search for mentions of britfa.gs on twitter and/or redit.
>> No. 441578 Anonymous
11th January 2021
Monday 10:42 pm
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>>441577
> If you want to really despair, search for mentions of britfa.gs on twitter and/or redit.

Thanks for the nightmare fuel. I'll save that for one of those days where you sit around listening to the Smiths and Leonard Cohen while stubbing out fags on your legs.
>> No. 441579 Anonymous
11th January 2021
Monday 10:44 pm
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>>441575
I think you're right. A lot of the time there's quite a few of us lurking but waiting for someone else to make a post that we can then reply to. New general threads lead to an uptick in posts that, for whatever reason, people wouldn't have made to the previous general thread.

I've just heard that there's going to be another fucking hairdressers in the middle of Beeston so I'll cheer myself up by seeing what has been posted about here on Twatter.
>> No. 441580 Anonymous
11th January 2021
Monday 10:47 pm
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First result is from a furry. That's enough of that.
>> No. 441581 Anonymous
11th January 2021
Monday 10:48 pm
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>>441575

It might be just me, but there's a weird thing here where it's anonymous, which is why I like it, but it's also small and niche enough that people start picking things up about you, and there's no sense of blending into a heaving mass like you have on 4chan.

It's both good and bad, in that there's actually a sense of community, but it makes me a bit paranoid at times. If someone was so inclined to they could probably quite easily dox any one of the three of us from the breadcrumbs here.
>> No. 441582 Anonymous
11th January 2021
Monday 10:51 pm
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>>441580
That is distressing.
>> No. 441583 Anonymous
11th January 2021
Monday 10:56 pm
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YOU'RE ALL FUCKING WOMEN. I FEEL LIKE YOU'VE ALL BEEN PLAYING AN ELABORATE RUSE ON ME.
>> No. 441584 Anonymous
11th January 2021
Monday 10:58 pm
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>>441581

>If someone was so inclined to they could probably quite easily dox any one of the three of us from the breadcrumbs here.

The trick is to make stuff up from time to time.
>> No. 441585 Anonymous
11th January 2021
Monday 11:01 pm
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>>441584
True. Must go to bed now though, need to be up early to do my hair and talk to my workchums Matt and Chris about this jolly bad virus.
>> No. 441587 Anonymous
11th January 2021
Monday 11:05 pm
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>>441580
>>441582

Well there's at least two furrylads here so you're outnumbered two to one ladm8.
>> No. 441589 Anonymous
12th January 2021
Tuesday 12:47 am
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>>441581
I'll give them a head start. I'm in a lodge just off the A167 south of Durham.
>> No. 441590 Anonymous
12th January 2021
Tuesday 1:08 am
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>>441589

>A167

I don't like it when people on here mention things like the road I take to work. Makes it all too real, like those tweets up there.
>> No. 441591 Anonymous
12th January 2021
Tuesday 1:12 am
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>>441590

How do you think I feel when all three of you live in Beeston.
>> No. 441592 Anonymous
12th January 2021
Tuesday 8:17 am
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>>441591
What's your view on the controversial 20mph zone from Flushdyke?
>> No. 441593 Anonymous
12th January 2021
Tuesday 9:46 am
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>>441592
Bonkers. They should widen it to a 4-lane dual carriageway and make it at least 50mph.
>> No. 441594 Anonymous
12th January 2021
Tuesday 10:32 am
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>>441591
How many time do I have to say there's more than one Beeston.
>> No. 441595 Anonymous
12th January 2021
Tuesday 11:33 am
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>>441577
RIP
>> No. 441596 Anonymous
12th January 2021
Tuesday 11:51 am
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Some of these are great.
>> No. 441597 Anonymous
12th January 2021
Tuesday 11:52 am
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>>441595
It's a shame kc died, it was an interesting space. I quite like ernstchan but it's even more autistic and geeky than here, kohlchan or whatever is just a shitshow.
>> No. 441598 Anonymous
12th January 2021
Tuesday 11:54 am
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>> No. 441599 Anonymous
12th January 2021
Tuesday 11:59 am
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>>441598
This is anti-bald discrimination.
>> No. 441600 Anonymous
12th January 2021
Tuesday 12:18 pm
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We're namechecked by Guru Larry in a reply to Ashens, but the original tweet they were replying to is gone. Something about stealing a plate?
>> No. 441601 Anonymous
12th January 2021
Tuesday 1:22 pm
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>>441597

>It's a shame kc died

Didn't some lad who Columbined his local school get his inspiration from krautchan?

And then there was that other Germanlad on 4chan who knifed his roommate to death or something.



One can only hope that .gs will never have that kind of effect on any of you lot.
>> No. 441602 Anonymous
12th January 2021
Tuesday 1:32 pm
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>>441601
I think there's a lad here that wants Angela Eagle to bring us up in Parliament. I don't think his nefarious schemes have amounted to much as of yet.


https://www.youtube.com/watch?v=Gv-C0UQDXb0
>> No. 441603 Anonymous
12th January 2021
Tuesday 1:40 pm
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>>441572
Britfa.gs and britchan existed, albeit briefly, simultaneously and wasn't founded or built by britchan refugees. The reason /IQ/ exists was to give said refugees a place to post yubyub memes.
>> No. 441604 Anonymous
12th January 2021
Tuesday 1:40 pm
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>>441601

I always assumed the Mail would be knocking on purps shed for a quote eventually. I think the embarrassing site name has prevented people becoming card-carrying members like the other places get. I bet we've had a few murderers and war criminals on here, they just never implicated us.
>> No. 441605 Anonymous
12th January 2021
Tuesday 1:47 pm
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>>441602

>unregulated spaces

She has obviously never met the .gs mods.


On the subject itself, I'm not sure it's fair to lump 4chan together with ISIS. When was the last time chronic masturbators, or even just the average apathetic 4chan lurker took hostages or bombed public buildings.
>> No. 441606 Anonymous
12th January 2021
Tuesday 1:52 pm
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>>441604
I think it's more the iron-fisted moderation that has prevented this place becoming another far-right outpost of madness, rather than the daft name. Eagle wasn't bringing up 4chan and 8chan because she thought You Laugh You Lose threads were played out or to complain about bait being posted on /mu/.
>> No. 441607 Anonymous
12th January 2021
Tuesday 1:57 pm
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>>441606
Do we need iron-fisted moderation? It makes it seem a bit patronising, as if the rest of us cannot be trusted to deal with it. I mean, I know we cannot ignore the most obvious of bait as someone always bites but we can still call it out.
>> No. 441608 Anonymous
12th January 2021
Tuesday 2:08 pm
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>>441607
Most bans still come from reports, so our response is almost entirely community led.

I also clear a lot of reports as not needing any action, so if anything you are the ones who are iron-fisted.
>> No. 441610 Anonymous
12th January 2021
Tuesday 2:12 pm
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>>441607
Look, it's all well and good saying "ignore it" or "tell them to sod off" when some freak turns up touting some psychopathic neo-Nazi bollocks. But eventually another one turns up, and another, and so on and so on, until the freaks outnumber us three by a factor of 200% and the whole site's knackered. Not only that but as the amount of users on an imageboard gets more and more extreme some of them might end up on the moderation team and as the more extreme faction they're more than happy to sideline and undermine what used to be the norm in favour of batshit irrationality. You can have a neutral "anything goes so long as it's legal" style of imageboard moderation, but eventually those who shout loudest win the day, because unless you ban them for being so annoying and loud to begin with "anything goes" becomes "let's discuss the Jewish question".
>> No. 441611 Anonymous
12th January 2021
Tuesday 2:15 pm
441611 Self reply.
>>441610
I should add that I'm not saying this as some kind of thought experiment, but as someone who has watched individual imageboards change in real time in this way, a way in which .gs has thankfully avoided changing.
>> No. 441612 Anonymous
12th January 2021
Tuesday 2:17 pm
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>>441604
On that note, I think if I told any of my gay friends I browsed a site called britfags they'd probably stop speaking to me.

That or, out of context, assume I was closeted...
>> No. 441613 Anonymous
12th January 2021
Tuesday 2:20 pm
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>>441610
>Not only that but as the amount of users on an imageboard gets more and more extreme some of them might end up on the moderation team

...you lot got asked if you wanted to be mods at some point?
>> No. 441614 Anonymous
12th January 2021
Tuesday 2:23 pm
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>>441613
I was speaking more broadly about imageboards in general at that point, but I didn't make that explicitly clear. However, it was heavily implied.
>> No. 441616 Anonymous
12th January 2021
Tuesday 2:28 pm
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>>441613
He can see you when you're wanking
He knows when you're awake
He knows if you've been bad or good, so be good for goodness sake.

You better watch out
You better not have a teary
You better not shitpost, I'll handle this query
Santa purps is hiring mods
>> No. 441617 Anonymous
12th January 2021
Tuesday 2:32 pm
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>>441607
I reckon it's the grammar policing that does it combined with the lack of modern features.

Since the site was founded the rest of the internet has undergone a sustained decline in grammar which used to to quite rigidly enforced by communities. KC had specific bans to catch otherplacers such as using '>TFW' which seems like a shorthand only mobile posters would popularise. In recent years I've seen mobile posting manifest in gradually more heinous forms including a lack of capitalisation.

This isn't to say that posting from a phone is in itself the problem but people who have only used late Web 2.0 and don't lurk will have certain lazy habits. They will also universally have shit opinions but we were probably the same at their age. rudgwicksteamshow.co.uk I'm not too sure on but presume that the lack of ability to ban/doxx anyone who disagrees with you must be an unbearable loss of power.
>> No. 441618 Anonymous
12th January 2021
Tuesday 2:33 pm
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Not sure if I'm only speaking for myself, but I think .gs is also a slightly older crowd, and that seems to have an effect on how crazy things can get on here.
>> No. 441619 Anonymous
12th January 2021
Tuesday 2:50 pm
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>>441610
Just sounds like you're having a teary again m8. dolphin rape has never been explicitly controlled here but quality has which keeps out the foamy types.

>might end up on the moderation team

Outside of a few specific examples moderators seems to me more left-leaning than the userbase. In fact it's an accusation as old as the internet that moderation anywhere will be accused of a left-wing bias.

>>441618
I did a poll on this a number of years back. The average age is overwhelmingly around 21 so it's still safe to assume that any opinions you read here are worthless.
>> No. 441620 Anonymous
12th January 2021
Tuesday 2:54 pm
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>>441618
That's not necessarily the case as seemingly every other over-40 in America went insane on contact with 4chan a few years ago.
>> No. 441621 Anonymous
12th January 2021
Tuesday 3:28 pm
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>>441619

>The average age is overwhelmingly around 21

That should still be older than 4chan by a number of years.
>> No. 441622 Anonymous
12th January 2021
Tuesday 4:32 pm
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>>441619
>The average age is overwhelmingly around 21

Sounds like bollocks.
>> No. 441623 Anonymous
12th January 2021
Tuesday 4:34 pm
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>>441619
I've done a new poll so we can see if there's some demographic shift. Everyone please give up your age to the Big Data consortium of EasyPolls.net.

https://www.easypolls.net/poll.html?p=5ffdcf25e4b01140b9f99683
>> No. 441624 Anonymous
12th January 2021
Tuesday 5:02 pm
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>>441622
It is. It's the slippery slope into carpet-bagger-enabling.
>> No. 441625 Anonymous
12th January 2021
Tuesday 5:06 pm
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>>441623
Currently the youngest non-illegal on there and I arrived in 2012; concerning. Hopefully the dadlads will let their kids take over their accounts when they pass on.
>> No. 441627 Anonymous
12th January 2021
Tuesday 6:03 pm
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>>441603

You mean that britfa wasn't built because britchan was dying a slow and obvious death? Didn't we also used to have an /i/ board back in 2009 when the whole mask of shame thing was still going on? Britchan and, to a an admittedly slightly lesser extent, britfa were still a part of that general "anonymous" scene that was kicking about after 4chan/chanology got popular.
>> No. 441628 Anonymous
12th January 2021
Tuesday 7:04 pm
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>>441605
>She has obviously never met the .gs mods.
Reckon she's just mad about getting a comedy grammar ban.

>>441623
Something's wrong here. If the results of this poll are to be believed it would mean that more people post here than me, you and otherlad.
>> No. 441629 Anonymous
12th January 2021
Tuesday 8:07 pm
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>>441628

> If the results of this poll are to be believed

I've just taken a closer look and it appears that the poll page is protected against poll spamming by means of cookies. Which is somewhat easy to circumvent, and then you can mark it any number of times.
>> No. 441630 Anonymous
12th January 2021
Tuesday 8:27 pm
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>>441629
>you can mark it any number of times
It's not meant to be scientific, that's obviously impossible.
>> No. 441631 Anonymous
12th January 2021
Tuesday 11:20 pm
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Turns out I actually quite like working nights. It seems my main issue with work is tolerating every other cunt, when it's just me and I can crack on at my own pace without anyone interfering I'm happy as the proverbial Larry.

We'll see if I think the same by the time the sun's coming up and I've still got another hour left, but there we are.
>> No. 441632 Anonymous
12th January 2021
Tuesday 11:32 pm
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>>441631
What are you doing at this hour? If you're a hitman and you need a partner to get into a horror situation for a bad student film drop me line. I'm always getting attacked by vampires me.
>> No. 441633 Anonymous
12th January 2021
Tuesday 11:44 pm
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>>441631
The trouble with staying awake through the night is the next morning takes on a strange colour; somehow dull but simultaneously brilliant. It must be the foggy brain.
>> No. 441634 Anonymous
13th January 2021
Wednesday 1:21 am
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>>441631
I worked nights every summer and christmas holiday of uni.
I liked the fact there were no customers in the shop and we were generally left to do our own thing. I liked the extra pay as well. I'm a night owl as it is, but there's something different about actually working through the night rather than being up playing games or watching YouTube.

It fucking gets to you after a while. Not just the fact that if you want to do anything administrative with your life you've either got to stay up or get up early, it's been shown that working nights decreases cognition and general health. I am generally a terrible sleeper, but my sleep problems got worse (and, coincidentally, my caffeine withdrawal symptoms were ten times worse for whatever reason whilst I was on nights). Everyone there on permanent nights chainsmoked, and I can sort of understand why.

In winter you never see the sun (though to be honest this winter who has?), and in summer it's a circadian mindfuck as you try and get to sleep in blazing morning sunshine. I'd highly recommend the thickest blackout curtains you can manage for those days. Also, if your neighbours decide to do a bit of DIY or have a domestic and it's keeping you awake, there's little recourse as it's 'normal' time for everyone else.
>> No. 441635 Anonymous
13th January 2021
Wednesday 2:24 am
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I have to go to live, in person training at work tomorrow, to be trained for something nobody on our team will ever have to do (and in fact will not be allowed to do, because of union rules involving a third party provider that are not going anywhere). It doesn't really feel very 'essential'. The trainer on site is fucking awful, and has demonstrated effectively over the last year that he knows less than even our most junior staff in operations, and his teaching method is to read verbatim off a powerpoint.

Anyway, I made a particularly beany chilli for dinner and I've had it quite late, and am planning a (hopefully gaseous only) dirty protest tomorrow. That room will be thick with the stench of five types of bean.
>> No. 441636 Anonymous
13th January 2021
Wednesday 2:28 am
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>>441634

>Also, if your neighbours decide to do a bit of DIY or have a domestic and it's keeping you awake, there's little recourse as it's 'normal' time for everyone else

This is the worst part, I think. You end up furious at someone for daring to drill holes at 11am on a Tuesday, but know deep down you're powerless to do anything about it and they're not actually doing anything wrong. My direct neighbours were very nice and would actually postpone DIY if they knew I had been on shift the night before, but the sound of construction travels so the bloke a street over getting his driveway done would still keep me up, and so on.

Earplugs and blackout curtains help, but I also don't think anyone should really do permanent nights, at least not for more than six months at a time.
>> No. 441637 Anonymous
13th January 2021
Wednesday 2:46 am
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>>441633

I've watched the sun come up many a time through all night sessions and psychedelic drug trips, so I'm used to the surreal state of a new day dawning when you have watched the transition in real time. I think it'll feel rather different driving down the motorway knowing I'd normally be one of the people heading the other way, though.

>>441634

Luckily it isn't permanent, it's a rotation between days and nights, and in theory it's only for three to six months anyway; but that's all up in the air with the current situation.

12 hour shifts though, so I'm living the 3-day week dream technically. Shame the woman in charge of the rotas is an incompetent alcoholic who couldn't make a sensible shift pattern even if you promised her a free bottle of Bombay Sapphire but you can't have everything can you.
>> No. 441638 Anonymous
13th January 2021
Wednesday 12:41 pm
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>>441637

I think anything with variable shifts is just bound by some higher power to be shit. I worked in a reputable fast food establishment for some time but that didn't stop multiple managers timetabling people on overnight shifts, 1 day off then breakfast shifts where you come in at 6am. Wankers.
>> No. 441639 Anonymous
13th January 2021
Wednesday 1:32 pm
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You pair are going to be green with envy, I just found a couple of loose Mint Imperials in my draw.
>> No. 441640 Anonymous
13th January 2021
Wednesday 2:21 pm
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>>441639

Keep it in the food review thread lad.
>> No. 441641 Anonymous
13th January 2021
Wednesday 2:46 pm
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>>441639
>draw
U wot? Back2Berwick. It's drawer, you fucking trog.
>> No. 441642 Anonymous
13th January 2021
Wednesday 2:57 pm
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>>441641
Is that like a chester draws?
>> No. 441643 Anonymous
13th January 2021
Wednesday 3:01 pm
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>>441641
You can cry foul at my typo all you want, I can feel the jealousy coming off your post.
>> No. 441644 Anonymous
13th January 2021
Wednesday 3:10 pm
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>>441643
It's not a typo though, is it? You actually call it a draw. The mask had slipped, Northumberlad. I, for one, don't even like peppermints.
>> No. 441646 Anonymous
13th January 2021
Wednesday 3:22 pm
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>>441644
That mask didn't slip, I left it in my trouser pocket when I put the washing on and now I can't go to the shops, idiot.
>> No. 441648 Anonymous
13th January 2021
Wednesday 3:32 pm
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>>441646
Still banned from the chipshop?
>> No. 441662 Anonymous
14th January 2021
Thursday 12:02 pm
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Bit snowy out.
>> No. 441667 Anonymous
14th January 2021
Thursday 4:26 pm
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>>441662
Snowmageddon in Scotland, luckily I packed_my_neeps months ago.
>> No. 441670 Anonymous
14th January 2021
Thursday 10:50 pm
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Slippery out.

https://twitter.com/P_Andy_Lucas/status/1349688962579914753
>> No. 441671 Anonymous
14th January 2021
Thursday 11:58 pm
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It's been getting pretty warm in the south. I've barely had to use an extra blanket.
>> No. 441672 Anonymous
15th January 2021
Friday 1:12 am
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>>441670
My ABS kicked in when slowing to turn into my drive earlier, I fucking shit myself.
>> No. 441673 Anonymous
15th January 2021
Friday 1:39 am
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Not even any rain here today in central Manchester, though I hear from family it's fairly thick snow in the 01924 2 region. I love walking in the snow, so I hope it does fall.
>> No. 441677 Anonymous
15th January 2021
Friday 9:07 pm
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My friend's dad has offered to pay her university tuition fees, going as a mature student. This would wipe out his life savings and he'll never have that kind of money again. Is this a poor person thing? I've seen it quite a few times now where people who've barely got a pot to piss in want to pay their child's uni fees, doing something daft like cashing in their pension or equity release, because they don't want them to be in debt and don't really understand how student loans work.
>> No. 441678 Anonymous
15th January 2021
Friday 9:21 pm
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>>441677

How dare the paupers try to give their offspring the kind of leg up in life wealthy kids had access to? They should know their place.
>> No. 441679 Anonymous
15th January 2021
Friday 9:27 pm
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>>441678
It's pissing their money away. The student loan won't ever be fully repaid and if her dad really wanted to give her a leg up he'd give her the money for a house deposit.
>> No. 441680 Anonymous
15th January 2021
Friday 9:29 pm
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>>441679
That might be something worth suggesting to her.
>> No. 441681 Anonymous
15th January 2021
Friday 9:41 pm
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>>441678

It's not a leg up. Student loan is there for the taking, and it's the best loan she'll ever have, and there's multiple ways to avoid paying it, not least dumping future earnings over the payback threshold into her pension, while her dad makes up for that shortfall in salary by way of either an allowance, a trust fund, or a deposit on a house.
>> No. 441682 Anonymous
16th January 2021
Saturday 11:23 am
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>>441681
>not least dumping future earnings over the payback threshold into her pension,

Care to elaborate on that a bit mate? How do you do that if you're on PAYE and the money is just getting taken out automatically?

I'm a thicko with this stuff so please explain like I'm a simpleton (which I am).
>> No. 441683 Anonymous
16th January 2021
Saturday 11:27 am
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>>441682
Not him, but it's only really an option if your employer's pension scheme uses salary sacrifice.
>> No. 441684 Anonymous
16th January 2021
Saturday 12:06 pm
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>>441677

>Is this a poor person thing?

Not exclusively - for the genuinely wealthy, £27k is a sufficiently piffling sum that it's easier to just pay up front than piss about with the Student Loans Company.

>>441682

Most companies offer a salary sacrifice pension scheme. Rather than you paying into a pension out of your salary, they reduce your salary and pay the difference into a pension on your behalf. Doing it this way means you don't have to pay national insurance on your pension contributions.

The Student Loans Company calculate your repayments based on your income, but salary sacrifice pension contributions are classed as "unearned income" and are only counted if they're more than £2000 per year.
>> No. 441690 Anonymous
16th January 2021
Saturday 10:45 pm
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>>441681

In what universe can you possibly say giving someone near thirty grand is not a leg up, you bloody carpet-bagger. I don't care how good of a loan the student loan is, not having to bother with it is an advantage.
>> No. 441693 Anonymous
17th January 2021
Sunday 6:21 am
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>>441690

>In what universe can you possibly say giving someone near thirty grand is not a leg up

It's a meaningless waste of money. A student loan isn't really a loan in the conventional sense, it's effectively a graduate tax. You only have to make repayments if you're earning over £25k and the repayments are automatically taken from your salary via PAYE. The repayments are piffling and the loan is automatically forgiven after 30 years, so most people never have to repay the full amount.

If you've got £27k to give to your kids, you'd have to be absolutely mental to pay their tuition fees. Give them fifty quid a week for housekeeping so they don't have to top up their maintenance loan with a part-time job and put the rest in a Lifetime ISA for a deposit on their first house. That is a real leg up.
>> No. 441694 Anonymous
17th January 2021
Sunday 6:55 am
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>>441690

You're not giving them 30 grand, you're giving the university 30 grand to avoid the softest loan you'll ever find. 10k in an ISA would be so much more of a leg up than paying three times that for tuition fees.
>> No. 441695 Anonymous
17th January 2021
Sunday 8:18 am
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>>441693

Why call it a loan at all, or set it up as such, rather than a graduate tax? It seems almost designed to be misunderstood, or maybe to open the idea of student loans up to a public for whom university education was tuition free until a generation or two ago.

I also wonder if it's also American influence adding to that misunderstanding, where their student debts are truly punitive.
>> No. 441696 Anonymous
17th January 2021
Sunday 8:46 am
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>>441695

>It seems almost designed to be misunderstood, or maybe to open the idea of student loans up to a public for whom university education was tuition free until a generation or two ago

Literally yes. "loan" sounds a lot better than "tax", and that's all that's needed. I'm honestly surprised they didn't call it an Educational Advance to further obfuscate.

It is literally a loan though, the way it's set up. The SLC is a company that exists and is the debtee.
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