How about using a car insurance website to get a quote?

>>3145
Depends on the model/engine.

http://www.parkers.co.uk/cars/insurance/car-insurance-groups/honda/civic/hatchback-1995/

A 98 civic hatchback is at least group 15, so it won't be cheap. Modify it in any way and you'll automatically be treated as a boy racer and charged accordingly. Whether it's realistic depends on how much money you have to spend, and a variety of actuarial factors that would affect the cost including your postcode and your job. Go on a comparison site and get some quotes if you want exact numbers.

You can see a list of the cheapest cars to insure at the following link:
http://www.parkers.co.uk/cars/insurance/car-insurance-groups/?ig=1

Use multiple comparison websites. There are far too many insurance companies out there for there to be any advantage in comparing deals one by one. You only live for so long, do you really want to spend a hundred hours of your life filling it tedious electronic forms to save (maybe) a hundred quid a year? You can't beat the comparison websites without committing fraud, in my experience.

>>3148
Group 15 is low. The groups go up to 99 I believe now.

The insurance steeply goes up for any car older than about 12 years old, so if you can afford it (Will likely be upwards of £2k for the first year) then go for it. What would probably be a better idea is to go for a shitty cheap corsa for a year, get than NCD then try your luck on the Civic.

>>3151
This. OP is 22 so isn't quite at peak shaftage, but even then the combination of 1 year full licence and 1 year certified bonus will be a substantial reduction over not having either.

OP here, thanks all for the replies.

I think I might do what >>3151 said and get a shite corsa for a year.

>>3148
It's a shame the cheapest cars to insure all look, well, gay. Why is it there is more choice out there for women, cheap car wise?

>It's a shame the cheapest cars to insure all look, well, gay. Why is it there is more choice out there for women, cheap car wise?

Are you trying to win "most insecure man 2015" or something?

>>3153

Are you for real? Unless it is pink and has cocks for window wipers, what could possibly be gay about an Aygo or something? They are great little run arounds. It's your first car, It's not supposed to be a race car. Think small and cheap. Get a "manly" hot hatch or sports car when you can afford the insurance and bravado be damned.

>>3154
Yes, I'm massively insecure because I think certain cars are girly looking.

>>3156

I know I probably felt like this about certain subjects as a teen/early 20s male, but I can't remember what it felt like. Honestly, get a small cheap car. You wont even care in 5 years that you owned it and neither will anyone else and you might even still have it.

It's not even rational or true to life either. Insecurity about what car you drive is something people get taken the piss out of them for, rather than what car they actually drive. Look at people who have Warrior 4x4s. I've yet to see someone I know look at one and not go "Well, he clearly has a small dick." and it is always a he.

>>3155
>what could possibly be gay about an Aygo
For a start there's the name which has all three of G, A and Y in it. That's pretty gay.

>>3158
If you put a G in front of it then it becomes GAygo and you can pretend you're a homophobe. Better than being a bumder.

>>3157
This. The only trouble I ever had in six years owning a Ka was one cunt calling it a hairdresser's car. In that time it got me to and from work and all around town, which is all I needed it to do. Well, there was one other guy who used to have a go, but then he drove a Corsa so I always had the better comeback and therefore he doesn't count.

Seriously, 40mpg in a city full of fucking hills was nothing to sneeze at.