He mentioned it's a 'Monzo' card, which according to the website is a prepaid thing.

Is their name written on the card? is yours? who is it addressed to?

>>7059
His name's on the envelope, I've not opened it.

>>7060
Yes, they've "accidentally" had it sent to you instead of their own address. Write NOT KNOWN AT THIS ADDRESS on the envelope, cross out the address and put it back in the poat. Let him sort out his address himself or use someone else as his mule.

>>7061
I wrote 'not known at this address' on some post and chucked it in a post box.
Post office de-listed my address, and it took quite some effort to get it listed again. Fuck's sake. I just toss stuff now.

>>7058
Monzo is completely fine - it is a pre paid card with a really nice app - not a credit card.

>>7062
I used to just toss stuff, but then collectors turned up looking for the previous tenant. Now I return it and I almost never get anything for them at all.

YMMV, I guess.

>>7063
Yeah I think that's fine, I was just feeling paranoid.

>>7062
I keep getting mail for previous residents and people I've never heard of. Scrawling NATA RTS on them seems to work sometimes.

>>7065
Monzo is actually really good. The app categorises your spending in a really nice way, easy to budget. The application process is completely seamless compared to all other payment cards. They have a proper banking license now and plan to introduce full current accounts by the end of the year.

I load up mine to pay for lunch - its a contactless card, and arrives two days after you apply. They're slick. Highly recommended.

>>7065
Post. Not mail, post.

>>7081

u wot

>>7082

I think he's accusing you of using an Americanism. I can't decide if it is or isn't, personally.

>>7081
I'll explain this to you over epost.

>>7083
Then he's an idiot for thinking it an Americanism. Historically, the distinction was whether it went by sea or by land, but that hasn't mattered in over a century to anyone not called Jacob.

>>7084

Stop shitmailing you lot.

>>7086

Well, if it isn't the mailmaster general him/her/itself.

Mailman Pat sounds like a transvestite performer rather than a loveable children's character.

>>7088
A she-post, of you will.

>>7088

The worst sort of tranny who simultaneously trolls Paul Joseph Watson's and Danny Dyer types. Torture Garden in the late 90's/early00's had tons of tnhem.

Similarly to the above I've been getting post addressed to an ex-resident of this address increasing in frequency. I opened one and they're in arrears for about £500 to Santander. They're not even in this country any more. The bank guy on the complaints line says they're legally required to send these letters until it's resolved.
I've been on hold with CAB for more than 20 minutes, I don't think anyone's going to answer.

I remember a related conversation on here in the past, wondered if anyone could give me any ideas on what to do. How do I make them fuck off without having to deal with debt recovery goons and if I do have to deal with them, can I invoice them bills in return for wasting my time?

>>7401
You can't be particularly concerned about your time being wasted if you're calling up banks and the CAB over this. The worst that can happen is an enforcement agent turns up and knocks your door, you tell them you're someone else, show ID and that's the end of it.

>>7402
Why do I have to show ID when I haven't done anything? I thought this was a free country.

>>7403
You don't, but maybe that'll make it more likely they'll come back, consuming more of your precious time.

Am I being detained? Am I being detained? Am I being detained? I know my rights!

>>7402
>The worst that can happen is an enforcement agent turns up and knocks your door, you tell them you're someone else, show ID and that's the end of it.
I've heard a number of horror stories about over-zealous debt collectors who won't take no for an answer and have no reason to disbelieve them.

>>7405

I've heard a number of success stories about suing the absolute fuck out of a debt collector for harassing you despite documented proof that you're not the person they're after.

>>7406

Great. What did they do so I can have it in mind if it gets to that stage? What needs documenting and how?

>>7407

The modern advice is to just record everything, honestly. Video evidence of everything they say to you, and also never sign anything or EVER let them in. Make sure the first thing you tell them when you open the door is that your name is xyz and they're trespassing on your property.

>>7408
Enforcement agents operate under time-limited certificates from the courts. They tend to balance the need to not be a pushover with the need to avoid anything that'll jeopardise their ability to renew their certificate, such as a complaint to the police. If they won't believe you when you say you're not the one they're after, tell them that you're going to close the door on them and you'll call the police if they come back or don't leave.

Incidentally, one of the more pleasing small victories over bailiffs I heard was from someone with a stable door. As soon as they have their foot over the threshold, they secure a continuing right of entry, which is why they'll try it as soon as you open the door. It turns out it's pretty difficult to do that if only the top half of the door is open.

>>7409
How is that not home invasion if they put their foot in the door without express permission?

>>7410
Because some nerdy jobsworth on this site says so.

>>7410
There's no such thing as "home invasion" over here, seppo.

Walking through an open door constitutes peaceful entry to the premises. For residential premises, a bailiff cannot force entry until they have first gained peaceful entry. If the door is closed, and you invite them in, then they may gain peaceful entry by opening the door. Having gained peaceful entry, a bailiff may subsequently force entry to the same premises while executing the same warrant.

>>7412
Facsist!

>>7413
Hag!

>>7412
>Walking through an open door constitutes peaceful entry to the premises
Not if I'm standing there saying no you can't come in it doesn't.

>>7062
I don't understand this - if the mail is being returned to sender then someone is obviously using the property in order to receive it, so why would they delist it?

>>7415
n1 m8 bailiff won no wot it im

>>7417
Do you have anything to add to the conversation?

>>7418
He's evidently added more than you have. Now piss off trying to start yet another cunt-off.

>>7419
I'll take that as a no then.